Online Personal Training

Per IRS guidelines, general health and wellness (weight loss without a medical diagnosis or general gym use) is usually not covered. However, since we bridge the gap between physical therapy and personal training, many of our clients already meet the criteria for medical necessity. We recommend checking with your doctor during your next visit.

Absolutely. As long as the training is prescribed for a medical condition, the IRS does not distinguish between in-person and virtual sessions. Our online program includes the same therapeutic exercises and form correction as our in-home sessions.

There are two ways to pay: Direct Payment: If you have an HSA/FSA debit card, you can use it just like a credit card at checkout for both our in-person sessions in San Diego and our online Zoom sessions. Reimbursement: You can pay with your preferred credit card and we will provide a detailed receipt

Yes! Because Concierge Personal Training specializes in senior fitness, post-rehabilitation, and chronic pain management (like arthritis or osteoporosis), our services often qualify as a medical expense. To use your HSA/FSA funds, the IRS typically requires that the training is used to treat or prevent a specific medical condition.